Including small business loans, commercial real estate loans, and other financing solutions. While based in Florida, GoKapital offers services across the United States, including North Carolina
GoKapital Serving North Carolina
GoKapital is a financial company that provides various business funding options
GoKapital is a lender offering various business financing options, including business loans, to entrepreneurs and small businesses across the U.S., including North Carolina
Their products typically cater to businesses that may have difficulty qualifying for traditional bank loans. Here’s an overview of what they provide:
GoKapital Loan Options
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- Business Term Loans: Fixed repayment schedules with terms ranging from 1 to 7 years.
- Merchant Cash Advances (MCA): A lump sum loan repaid with a percentage of daily credit card sales.
- SBA Loans: Long-term financing guaranteed by the Small Business Administration.
- Equipment Financing: Loans specifically for purchasing or leasing equipment.
- Real Estate Loans: For purchasing or refinancing commercial properties.
- Start-Up Loans: Designed for new businesses.
- Unsecured Business Loans: Do not require collateral.
Application Process
- Online Application: Fill out an application on the GoKapital website.
- Documentation: Includes bank statements, proof of revenue, and potentially a business plan for larger loans.
- Funding Speed: Loans can often be approved and funded within 24-48 hours for qualifying borrowers.
Why Choose GoKapital in North Carolina?
- Quick access to funds.
- Options for businesses with low credit scores.
- Diverse loan products are suitable for various industries.
If you’d like detailed information or assistance with a specific loan product in North Carolina, feel free to let me know!
Eligibility Criteria for North Carolina
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- Business Age: Typically, businesses must be operational for at least six months.
- Revenue Requirements: A minimum monthly revenue (usually $10,000 or more).
- Credit Score: Varies by product, but GoKapital is more lenient than traditional lenders.
Real Estate Loan Options from GoKapital
- Fix-and-Flip Loans
- Purpose: Financing to purchase and renovate properties for resale.
- Loan Amounts: Up to $5 million.
- Term Length: Typically 6-24 months.
- Down Payment: May require as little as 10%-20% down.
- Commercial Real Estate Loans
- Purpose: For purchasing or refinancing commercial properties like office buildings, retail spaces, or warehouses.
- Loan Amounts: Up to $50 million.
- Loan-to-Value (LTV): Up to 85%.
- Interest Rates: Starting around 5%.
- Hard Money Loans
- Purpose: Short-term loans for property purchases or investments when quick funding is needed.
- Loan Amounts: Typically $100,000 to $10 million.
- Funding Time: Within a few days.
- Construction Loans
- Purpose: For ground-up construction projects or major renovations.
- Loan Amounts: Based on project size and scope.
- Bridge Loans
- Purpose: Temporary financing for transitions between property acquisitions or refinancing.
- Term Length: 6 months to 3 years.
Benefits for North Carolina Borrowers
- Financing tailored for residential and commercial investment opportunities in key cities like Charlotte, Raleigh, Durham, and Asheville.
- Competitive rates compared to other private lenders.
- Fast approvals and flexible terms for investors needing to act quickly in the real estate market.
Eligibility Requirements
- Credit Score: Generally lenient, often as low as 600 for some products.
- Experience: Some loan types may favor experienced real estate investors.
- Property Value: Loan terms often depend on the value and potential of the property.
Application Process
- Submit an online application via GoKapital’s platform.
- Provide property details, project plans, financial records, and proof of income.
- Receive funding within days to weeks, depending on the loan type.
If you’re looking to explore real estate financing options in North Carolina or need help with a specific project, let me know!
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